Despite the fact that there is a high demand for truck drivers and truck driving services, succeeding in this field of work is still a tough challenge. With rising equipment costs, rising insurance and skyrocketing fuel prices, as well as a grueling schedule, achieving and maintaining a meaningful success in the owner-operator field of work is a daunting task for even the most skilled and experienced owner-operator truck drivers.
A deceptively straightforward task
On the surface, becoming an owner-operator, who either works alone or for a truck company sounds quite simple and straightforward. Many think that all there is to it is to buy a truck or a semi-truck, locate all the available and profitable driver jobs you can handle and make lots of money on an annual level. However, the fact is that the majority of owner-operator truck drivers usually fail in their endeavors completely, or fail to achieve any meaningful success. According to the most recent studies, it is estimated that less than 15% of self-employed owner-operators find any success.
Those truckers, who lack the necessary experience and the right mindset, are the ones most vulnerable and susceptible to this business challenge, within the initial period of 12-24 moths, once they decide to dive into truck ownership.
The failures of the Trucking industry
Unfortunately, the contemporary trucking industry has gotten a rather bad reputation of quickly ending the careers of young and inexperienced individuals, who try to establish their own truck businesses.
It is also a fact that the Trucking industry has kept failing in the last few years to properly train, nurture and cultivate prospective truck drivers and help them manage the financial aspects of the trucking business.
Effective cash flow
However, those owner-operator truckers, who have managed to balance the finances and make some profits, all share one thing in common, and that is that they all have set aside an emergency cash fund. It is no secret that the most important aspect of any successful business endeavor is the proper management of the cash flow. The same applies to the trucking business, as well. There is nothing more important and critical to the profitability of your trucking enterprise than sound business decisions. Always remember that, as an independent owner-operator, you are the only one responsible for the management of all the cash flow related aspects and elements.
Emergency cash funds
It is the effective management of the cash flow that determines your profitability at the end of each month. The majority of successful owner-operator truckers will suggest that novice truck drivers have at least 4 to 6 months of after-tax cash money placed in an emergency fund. This fund will be used in the case of various emergency situations, such as unexpected major expenditures, loss of a job etc. The emergency cash fund you set aside should include the total of your truck business expenses stashed away. These expenses should include maintenance and repair costs, fuel costs, insurance, truck payment and more.
All in all, there are two key principles you should hold on to when getting on the road. First of all, make sure to establish, as well as maintain a 4-6 month emergency cash fund, which will include all of the operating expenses. Secondly, cover all your emergency expenses with the money that has been earning interest, instead of covering them with the money you intend to pay someone else.…
The skin has a lot to say when it comes to the appearance of an individual since it is the most visible organ of the body. A single blemish can actually ruin how you look like, and so, it is extremely important that you take care of your skin. Protect it from wounds or cuts that can cause ugly scars. You also need to do something so your skin won’t get burnt by the sun especially if you have to stay outdoors for quite a while.
In this post, we are going to focus on how you can whiten your skin naturally, and how to keep a fair complexion for life using the best home remedies.
How to whiten your skin naturally
Let us admit it; nowadays, most women, and even men, want to get whiter skin. It seems like this has already become the craze for the new generation. Teenagers and adults alike are now more conscious of how their skin looks like, and everybody wants to maintain even skin tone as much as possible. Because of this, various skin whitening products have emerged. You won’t believe it, but these days, you can even use a special cream to bleach your private parts!
Aside from the skin whitening creams, lotion, soap, and gel that you can buy from the department stores, groceries, and pharmacies, there is a safe way for you to get whiter skin – through home remedies. Yes, there are natural ingredients that you can use at home to lighten your skin complexion.
This type of fruit is not only good for losing weight but also when it comes to bleaching the skin. As we all know, it is one of the best sources of Vitamin C. What does this vitamin do to your skin? It helps reduce the production of melanin.
You can eat the oranges, or you can also extract their juices and drink it. If you do this regularly, you will see some good changes on your skin pretty soon. You will notice that it has brightened up.
Who doesn’t like honey? Well, aside from enhancing the taste of your food, honey also serves as a whitening agent. It is a good moisturizer too. In order for you to enjoy the skin whitening effects of honey, you have to apply it to your face and other areas of your body that you want to whiten. You can even mix it with lemon juice to maximize its effects.…
If you are a victim of a car accident, then you are aware that you are likely to suffer both physical and mental distress aftermath. Moreover, when negligence is attributed to a third party, your distress will be multiplied. An injured party has got rights to be compensated for losses, which have occurred. With the assistance of a personal injury attorney, you are likely to get a settlement, which you deserve. It is necessary to understand the contribution a lawyer brings to the table.
Reasons to hire an accident attorney
An accident attorney has a lot of knowledge as far as personal injuries are concerned. Personal injury laws differ from one state to another and are quite understandable. With the assistance of an attorney practicing in this field, you are likely to get a fair compensation. Remember that laws are made to cover a broad range of subjects. This explains why they can cause a lot of confusion to one person. Thus, you need an attorney who specializes in a particular area. Also, you are likely to get free advice during a consultation meeting with your lawyer.
Gain more compensation
You need the services of a personal injury attorney who has got knowledge and experience to gain a great amount of compensation. He or she will argue your case confidently and present important evidence. A great lawyer will persuade an insurance company to pay you a large claim.
Remember that settlements can be done without the need of going to court. Usually, if a party is guilty, it is possible to resolve your case through agreement. This can save both your money and time. It is necessary to have competent representation so that you can be protected from the insurance company. Although the Aggressive Law Firm will get its compensation, you will receive more compensation as compared when you will have negotiated with an insurance company.
Get worthy guidance
Creditable attorneys who handle personal injury issues have experience as they have handled similar cases before. They are aware of typical questions that are asked in a court of law. In this way, they will guide you to answer such tough questions. Moreover, he or she will help you in the organization and how to present evidence before the magistrate. You should never discount the experience of a professional accident attorney. Even if you may win the case on your own, you need to acknowledge the knowledge, advocacy, and experience of a lawyer.…
Finding an animal communicator is not easy the way it is to find a doctor or lawyer. It requires patience since not so many people are well developed for this profession hence it may be hard to find one that is readily available and will match your needs. Below are some tips to finding an animal communicator.
Finding An Animal Communicator
Do a search on the web
The web is an essential source of information. One can do a thorough research on the web to find animal communicators that they can contact. It does not necessarily mean that they should be in one’s local area. One can find one far away so long the communicator can come all the way and they should expect to pay more to cater for the transport costs. To narrow the search for a specific kind of animal communicator for instance a dog communicator.
Some are found on social media, and it will be an opportunity to engage them before you consider their services. One can also read the kinds of communication the communicator has on social media to tell them what kind of person they are. Most importantly read their testimonial pages if they have a website and the list of clients they have worked with. One can also sign up for their newsletters to find out more information about them and what they do.
Word of mouth
This is among the easiest ways to get a communicator. One can ask around to see if they can get a friend who has used the services of the communicator. This will be better than having to look around for one by yourself. At least the recommended communicator will have your friend’s or relative’s testimonial which is something you can trust that they will be satisfactory.
Visiting pet stores and vet services
Pet store and veterinary service clinic can be a place where one can get information of animal communicators. They may have shared their contacts with the owners or even advertised their service. Also, professionals in the same field tend to know each other so, one can talk to them and find out if they can provide a contact.
Interview the communicator
You will not be comfortable with all communicators that you will find since each has different ideas. The best way to find out which one is the best for you is conducting an interview with them. This will help you identify the focus of their practice, their specialty, the cost of their services, how the session will be held and how long the sessions will take. On the cost part, it is better to confirm what mode of payment will be used. One should also confirm what they are expected to provide to make the session successful and fruitful.
With these tips for finding an animal communicator one can get one easily bridge the communication gap between them and their pet animals so that they understand what is happening to them.…
Scooters are a good alternative to automobiles especially if you don’t mind lower expenses on gas and the freedom of moving around with ease. They can be used for recreation, commuting, touring or even running errands. However different scooters are built to serve different functions. If you want to get one of the best scooters, you need to do a little research. Making a choice is therefore not as easy as it used to be years ago.
Buying a scooter
1. New one or an already used one
In as much as an already used scooter may be cheaper, it may come with some unforeseen repair needs which could cost you more money in the future. With a used scooter, you may not be able to determine how well its owner took care of it and how often he changed the oil. Therefore, you may not be assured of quality services with a used scooter.
However, a used scooter comes with free accessories, and if it has observable issues, the seller may address them before selling it to you. Buying from a shop, on the other hand, may give you a variety to choose from. Buying a new scooter from a reputable shop also gives you an assurance that the scooter is in good condition and will be of good service.
2. Manual or automatic? Make up your mind
Manual scooter versions are not as many as automatic ones. Therefore, if you decide to buy a manual one, you will have limited choices. With manual scooters you also get to incur more money through periodic repairs; for example, the gear and the cable need to be adjusted regularly. It also involves a lot of manual work. The automatic scooter is, however, simple to use. For a manual scooter, you require the throttle, gearshift, and the clutch to get it moving.
3. Determine what you want it for
The purpose of the scooter is a very important factor to consider when purchasing one. Do you want it for running errands or for commuting? Do you want it for touring or for recreational purposes? Knowing your needs will assist you in choosing the scooter with the right factors.
4. Settle on an engine size
Different scooters have different engine sizes. The bigger the engine size, the more convenient the scooter will be. With a big engine size, it is easy to climb steep hills and carry a passenger. You are also very comfortable using major roads with a big engine size. However, scooters with bigger engines consume more fuel that those with smaller ones hence making those with smaller engines more economical.
Buying from a shop that is giving a warranty is better than buying from one that is not. With a warranty, you are assured of compensation if anything bad happens to your scooter. Second-hand scooters may not come with a warranty. If a warranty is important to you, then consider buying a new scooter from a reputable dealer.
6. Other features
Consider other features such as a comfortable seat, enhanced shock absorbers, good quality wheels, etc. The goal is to choose something that will serve you well on the road. You may also want to consider safety features such ABS braking and improved suspension to have some assurance of your well-being on the road.…
Meditation is the practice of maintaining a sense of mindfulness, which means being aware of the present moment. It is fostered by having an object to pay attention to while contemplating. The process of meditating has positive implications on the individuals who carry out the practice. Here are some of the provren benefits of meditation;
Improved Emotional Health
Meditation encourages emotional well-being for the individuals who meditate. It helps
increase their self-esteem by reducing their worry and by deterring emotional smoking and emotionally driven consumption of food. Regulated emotions are a result of the increase in gray matter concentration in the brain.
Assists In The Treatment Of Mood Disorders
Meditation that achieves mindfulness of the individual has been successful in the treatment of some mood disorders. For instance, anxiety disorder. They carry out the same work that antidepressants used in drug therapy do. This is because of the relaxation effects it exhibits.
Facilitation Of Decision Making
The practice of meditation fosters the ability of the individual to process information and therefore make better decisions. The folding of the cortex which is known as gyrification makes it easier for the brain to carry out the processing of information faster. The brain is enabled to form memories and to elevate attention.
Maintenance Of Attention Deficit Hyperactivity Disorder
A form of cognitive therapy that incorporates the practice of mindfulness lowers an individual’s impulsivity and hyperactivity. Therefore, they can be attentive and productive in general.
Fostering Of Creativity
Meditation enhances thinking in a divergent way. Therefore, allowing the individual meditating to come up with new ideas through non-reactively keeping tabs of the content obtained from experiencing various things by being mindful of the present moment.
Management Of High Blood Pressure
Because meditation helps to lower the levels of stress, it ultimately promotes the controlling of high blood pressure levels. The relaxation that comes from meditating leads to the production of nitric oxide which works to open up an individual’s blood vessels. This reduces the need for those who were previously unable to manage their blood pressure to take the medication prescribed to help them manage the pressure.
Reduced Risk Of Heart Disease
Cardiovascular disease that is triggered by stressing constantly can be prevented through practicing meditation that helps the individual relax and not regard situations with a seriousness they less often deserve. Heart attacks that can also occur from high-stress levels can be deterred.…
Depression is a clinical term used to refer to a severe mood disorder that can be treated. The disorder interferes with the individual’s normal functioning because they deter them from enjoying their daily tasks and also carrying out the activities that are required of them, for instance at work or home parenting. Factors that contribute to the onset of depression include genetic predisposition, the biology of the brain and traumatic experiences from loss of loved ones or diagnosis of a chronic disease. Ways that have been devised to assist in treating an individual of depression include:
Medication in the form of antidepressants works to bring balance to the neurotransmitters whichare produced by the brain that depression offsets. The medicine works to ease the symptoms of depression, therefore, working as a temporary solution for the problem.
Engaging of the individual in physical activity works to do the same work that antidepressants do in medical therapy. Exercising promotes the production of endorphins which are feel good hormones and serotonin which works to also elevate mood levels. New brain cells are produced, and therefore, the individual can cure their depression.
Counseling is a form of psychotherapy that has been successfully used in the treatment of depression. The individual is assisted to gain skills to help battle the depression and prevent its re-occurrence. The types of therapy used include the cognitive behavioral theory, the psychodynamic theory, and interpersonal therapy. Most of the time these three theories are used together to ensure the individual is cured of the depression.
Meditation is the practice of placing the attention of the person on a particular object or point of reference, so as to gain mindfulness. Being mindful is the ability of an individual to be present at the moment as it is happening. It fosters relaxation through the practice of staying still. When the individual is not obsessing over anxiety that comes with thinking about the future or constantly replaying activities that took place in the past, they can be attentive to what is happening in the now which is of greater importance to their mental wellbeing.
The depressed individual should look for support from others through interaction because isolating themselves makes them susceptible to the mood disorder. Being in the company of others assists one to be present at the moment, and they are not able to focus on the negative emotions they may be battling but on the activities that are going on around them.…